By Electronic Delivery
نویسنده
چکیده
This letter is on behalf of a number of institutions that participate in the debit card industry in this country. We have been working together to address the debit interchange implementation challenges surrounding the recent Dodd-Frank Wall Street Reform and Consumer Protection Act (the "Act") amendments to the Electronic Fund Transfer Act ("EFT A"). As you know, section 920 of the EFT A, as amended, directs the Board of Governors ("Board") to issue regulations relating to debit interchange fees and the routing of debit transactions ("Section 920"). We recognize that Section 920 raises challenging issues related to rate making that differ from the regulatory issues that the Board frequently addresses.
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